Welcome! Ephinea is home to a large community of awesome players. I hope to see you around, and there's a special event going on now which will give you increased drop rates and even bonus exp!
Yes cbank 1 is like memory card 1 and can hold 4 characters. If you use cbank 2 it's like switching memory card 1 for memory card 2 and you have another 4 character slots. (When you go back to the character select screen) It doesn't actually do anything for your bank.
As stated above, using...
I enjoy hunewearl and ramarl because of their ability to support others as well as dish out damage. I recently made a hucaseal I'm working on which after not playing a cast since the GC days has also been fun.
Comes down to your playstyle really but there's no true right or wrong. I'm sure...